Insurance & Fees

Dr. Ragonese is  in-network with most primary insurance companies and some insurance companies offer out-of-network benefits to our group.  Additionally, Dr. Ragonese is credentialed with Medicaid. 

​

As a courtesy to our client, before your initial appointment, we will validate your insurance coverage, benefits and your co-pay/co-insurance.  Please note that insurance benefits quoted are not a guarantee of payment.  We strongly advise that you check with your insurance company as well to verify your mental health benefits, deductibles, and required co-pay/co-insurance.

​

We are in-network with the following insurance plans:

Commercial Insurance Plans

* Anthem

* Blue Cross/ Blue Shield

* Caresource Marketplace

* Optum 

* SIHO

* United Health Care

* UMR

​

Medicaid Insurance Plans:

*Anthem Medicaid

*Caresource Medicaid

*MDWISE

*MHS

*Traditional Medicaid
 

Counseling:

Services are focused on short-term solution based counseling. Sessions may include individual therapy, play therapy, family therapy and a combination.  Dr. Ragonese and staff are well versed in addressing psychological difficulties such as developmental disorders, anxiety, depression, behavioral disorders, attention deficit hyperactivity disorder, and parenting style differences. 

​

Evaluations:

At Ragonese Psychological Services, LLC we are upfront about the cost of the psychological evaluation and will not add fees and extra charges along the way. Prior to the start of the evaluation, we will develop a comprehensive evaluation plan and a fee for the services outlined. The fee includes everything from the initial consultation to the feedback session and report writing. At RPS, we believe it is best practice to consult with your child’s teachers, therapists, and doctors in order to obtain the most accurate assessment results and do not charge extra for these services. As a courtesy, we will bill your insurance for the evaluation as we are in-network with most insurance companies. However, this is NOT a guarantee of benefits or payment. In most cases, your insurance company may reimburse you for most or at least part of the assessment fee. 

 

Our staff at RPS can help you contact your insurance company and determine what prior authorizations are required in order to facilitate the reimbursement process.

​

Evaluation fees vary depending on the type of evaluation needed.  Typically, a full, comprehensive psychological evaluation costs approximately $1700.   An educational evaluation to examine for the presence of a specific learning disability (e.g., dyslexia, dysgraphia, etc.) typically costs $1000. Gifted evaluations/Cognitive assessment evaluations are lower cost; please contact RPS for more detailed pricing information.  However, depending on the type of assessment warranted to answer the evaluation questions, this fee could be less. 

​

A 25% deposit is due prior to the first testing session in order to hold your appointment and proceed with the assessment process. Please note, insurance carriers vary regarding prior authorizations, what types of evaluations are covered, and reimbursement rates.